Thinking that a refinance on your mortgage might be in order, but not sure if it is the right time? Following are some signs that refinancing now could help you to save money as you continue to make payments on your Tri-Cities home. 1. Your neighbors are paying lower...
While there are many considerations involved with choosing the right mortgage, obviously one of the forefronts in your mind is going to be looking for affordable interest rates. Following are some tips to help you find the most competitive rates available to you in...
The key cost which you probably have already factored into your calculations for purchasing a home is the cost of your mortgage plus interest. But in order to figure out how much home you can afford, you also need to account for other ongoing costs of owning a home....
Think that you are ready to buy a home? Chances are good if you have a solid financial track record that you are correct about this being the ideal time to make a purchase. But in case you are looking for a little extra guidance, following are some specific indicators...
With the recession still not long behind us, many Americans are deferring homeownership for longer than they did in the past. If you still have not purchased your first home, you too may be holding off because of some of the financial obstacles you face. Below are...
As a first-time homebuyer, you may not have the financial resources to cover a large down payment on a new home. As such, you might be searching for a mortgage product which can provide you with the lowest down payment available. Many first-time homebuyers consider...
If you have hefty student loan debt, you may wonder whether you will ever get it paid off. You might also worry that it will stop you from applying successfully for a competitive mortgage. Indeed, hundreds of thousands of would-be homebuyers in their 20s and 30s have...
Planning on purchasing a home in the beautiful Shoals area of Alabama? Then you will need to start out by applying for an affordable mortgage which will fit your budget. That means looking not just at what you can afford now but planning for the future as well. Many...
Whether you live in the Shoals yourself or not, this area, with its pleasant climate, beautiful neighborhoods and Deep South flavor, may have captured your attention as a real estate investor. If you are looking for some reasons to invest in rental properties in the...
When you are applying for a home loan in the Tri-Cities area, you may find yourself with a choice. You might either be able to put more money down on a home and skip purchasing private mortgage insurance (PMI), or you may be able to reduce your down payment so long as...
