Loan Programs

Loan Programs In Florence, AL

If you are buying or building a home in Florence, AL or the surrounding Shoals region, you have chosen a wonderful area. Residents of the Shoals enjoy beautiful weather year-round, a small-town vibe, and a region which is rich with history and economic opportunity. You will also discover the cost of living here is very reasonable, especially where housing is concerned.

In fact, there are some incredible low prices for homes in the Quad Cities, and competitive interest rates if you know where to look. Here at Prime Mortgage Lending, Inc., we can help you apply for any of the following types of loans in the Shoals area.

We Offer These Florence Home Loan Programs

Conventional

Many houses in the Quad Cities fall under the limits set by Fannie Mae and Freddie Mac for mortgages. That means that you can purchase them with a conventional loan.

FHA Loans

This type of loan is very popular in the Shoals, and is backed by the Federal Housing Administration. Because the FHA insures it, your risk profile decreases for this type of loan.

VA Loans

Are you a veteran, active-duty military service member, or qualifying spouse? If so, applying for a VA loan in the Shoals is a wonderful way to save on a new home.

USDA

Easy credit qualification, competitive fixed interest rates, and zero down payment are among the USDA rural home loan features you can look forward to.

Jumbo Loans

There are properties in the Shoals which are valued above the maximum cap set by Fannie Mae and Freddie Mac. You can purchase these properties using a jumbo loan.

Rental Property Financing

Looking for a loan to finance the purchase or construction of a rental unit? Through Prime Mortgage Lending, you can apply for a rental property loan in Florence which is tailored to your requirements.

Whatever Your Needs, Prime Mortgage Lending Is Your Florence, AL Home Loan Company

Have questions about these different loan products, or need help figuring out which type of loan will be most suitable for your home purchase, construction or refinance? We are here to help. Please give us a call today at (256) 690-5132, and we will set up a consultation. Thank you for choosing Prime Mortgage Lending, Inc. as your mortgage company in Florence.

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