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VA Loans in Florence, AL

Here at Prime Mortgage Lending, Inc. we are proud to offer affordable home financing opportunities to the brave individuals who have served or are currently serving our country. Our VA Loans are available to active duty military and military veteran borrowers who have met the eligibility requirements set forth by the Department of Veterans Affairs. With up to 100% financing available, no PMI costs, and competitive interest rates, a VA Loan from Prime Mortgage Lending could be the most affordable path to homeownership for eligible borrowers.

Call Us today at (256) 690-5132

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VA Loan Benefits

  • 100% financing
  • Available to veterans, active service members and eligible surviving spouses
  • No monthly mortgage insurance
  • Seller can pay closing costs and up to 4% in concessions
  • Primary residence only
  • DTI may exceed 50% on case by case basis
  • No income limits
  • Requires upfront funding fee – some borrowers may be exempt
  • Maximum loan limits vary by county
  • Requires a Certificate of Eligibility from Department of VA
  • No area restriction
  • Required inspections: 4 part water test if private and pest inspection (no other inspections unless noted by appraiser)
  • Any safety issues noted by appraiser must be cleared prior to closing

Contact us today to learn more about our VA financing options for buying and refinancing residential properties in the State of Alabama.